# EducUp — /en/fl-2044

URL: https://www.educup.com/en/fl-2044

---

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EducUp is an accredited online education platform offering pre-licensing courses, continuing
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- **Founded by:** Cuban-American founders based in Miami, FL
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---

Florida 20-44 Personal Lines Agent 60-Hour Course Online | EducUp

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Florida pre-license insurance

# Florida FL 20-44 Personal Lines agent Pre-Licensing Course

Complete EducUp's online, self-paced Florida 20-44 Personal Lines pre-licensing course and learn about personal auto, home, and liability insurance for individuals and families, with clear certification and next-step information.

[Read the complete regulatory guide](/en/florida-resident-personal-lines-agent-license)

Start your course View requirements

~$30/hr

Avg. rate

6%+

Job growth

60h

Training

High

FL demand

EducUp · Accredited catalogMain Course Details

Verified course facts

60-Hour Course

**60h** Online / Self-Paced

$109.99

Florida Department of Financial Services Approval

Provider #373990

State Approved Course: 137421

Lifetime Access

Certificate After Completion

Completion Reporting Required

English

Online / Self-Paced

Overview

## The License

Designed for agents who want to specialize exclusively in personal insurance products for individuals and families.

01

### Specialist in Individuals

Help Florida families protect their most valuable assets like homes and cars.

02

### Recurrent Growth

Build a loyal customer base with consistent annual renewals.

03

### Flexible Path

Ideal for those who want to start their own business or join agencies with a personal focus.

Course

## Available Personal Lines Course

This is the current 20-44 pre-license course in Florida available through EducUp.

FL Personal Lines Agent FL 20-44 Pre-License Course

Course packs

![FL 20-44 Personal Lines Insurance Pre-License Bundle](/img/icons/loading-bgcourse.webp "FL 20-44 Personal Lines Insurance Pre-License Bundle")

60 hours

2 courses

FL 20-44 Personal Lines Insurance Pre-License Bundle

[

Buy now

$149.99



](/en/courses/bundles/FL-20-44-Personal-Lines-Insurance-Pre-License-Bundle?frequency=Once&state=Florida)

[

60 hours

FL Personal Lines Insurance Pre-License Course

Get ready to pass the Personal Lines Insurance Exam

New course!

$109.99

](/en/courses/details/FL-Personal-Lines-Insurance-Pre-License-Course?state=Florida)

Continuing education

## Florida FL 20-44 Continuing Education Courses

Keep your FL 20-44 license current with online, self-paced continuing education courses aligned with Florida requirements.

**Requirements to verify**

Most Florida insurance licenses require a law and ethics update plus elective hours. Check the exact hours, cycle and duplicate-course rules with Florida DFS.

[View official requirements](https://www.myfloridacfo.com/division/agents/licensing/agents-and-adjusters/continuing-education)

These courses come from Florida’s general continuing education catalog. Confirm in MyProfile that a course applies to your license and does not duplicate previous credit.

There is currently no license-specific CE offer published for this credential. Review the official requirements before choosing a course.

Inside the course

## Course curriculum and features

Review the published modules for this offer and the tools available to study at your own pace.

### Course curriculum

1.  01
    
    I. TYPES OF PROPERTY POLICIES
    
2.  02
    
    II. TYPES OF CASUALTY POLICIES
    
3.  03
    
    III. PROPERTY AND CASUALTY INSURANCE TERMS AND RELATED CONCEPTS
    
4.  04
    
    IV. PROPERTY AND CASUALTY POLICY PROVISIONS AND CONTRACT LAW
    
5.  05
    
    V. FLORIDA STATUTES, RULES, AND REGULATIONS COMMON TO ALL LINES
    
6.  06
    
    VI. FLORIDA STATUTES, RULES AND REGULATIONS PERTINENT TO PERSONAL LINES INSURANCE
    

### Course features

-   Online, self-paced access
-   Lifetime Access
-   Completion Reporting Required
-   Certificate after requirements are met
-   English

## How to obtain the License

A direct process to start selling personal property insurance in Florida.

Requirements 1

### 60-Hour Course

Complete the 60-hour pre-license training course for personal lines.

Requirements 2

### State Exam

Successfully pass the 20-44 state exam.

Requirements 3

### Fingerprinting

Complete the mandatory criminal background check requirement.

Official requirements

## Credential requirements and process

Official Florida requirements for the 20-44 Resident Personal Lines Agent license, including qualification, examination, fingerprints, appointment, and continuing education.

Last reviewed: Jul 30, 2026

Official sources[Florida Department of Financial Services](https://www.myfloridacfo.com/docs-sf/insurance-agents-and-agency-services-libraries/agents-docs/licensure/agents-adjusters/20-44-resident-personal-lines.pdf)[Florida Department of Financial Services](https://www.myfloridacfo.com/division/agents/licensing/agents-and-adjusters/continuing-education)[Florida Department of Financial Services](https://www.myfloridacfo.com/division/agents/licensing/agents-and-adjusters/fingerprinting-information)[Florida Department of Financial Services](https://www.myfloridacfo.com/division/agents/licensing/agents-and-adjusters/fees)

[Read the complete guide](/en/florida-resident-personal-lines-agent-license)

### Overview

The 20-44 license is limited to property and casualty insurance sold to individuals and families for noncommercial purposes.

### Steps to obtain it

1.  1
    
    #### Confirm personal eligibility
    
    Be at least 18, be a Florida resident, be a U.S. citizen or legal alien with work authorization, and not hold a resident license in another state.
    
2.  2
    
    #### Complete a qualifying route
    
    The standard route is a DFS-approved course of at least 60 hours covering property, casualty, and inland marine insurance. DFS also lists qualifying recent experience, college-credit, CPCU, and transfer routes; exam treatment varies by route.
    
3.  3
    
    #### Apply and submit fingerprints
    
    Complete the online application and fees, provide proof of the qualifying prerequisite, and submit fingerprints through the DFS-approved vendor. DFS does not accept fingerprint results from other vendors or states.
    
4.  4
    
    #### Complete testing and monitor MyProfile
    
    After DFS posts authorization in MyProfile, schedule and pass the state exam unless the selected route grants an exemption. DFS must receive the passing result before licensure.
    

### Key requirements

Standard qualifying route

**At least 60 hours of approved education**

State examination

**Required for the standard course and experience routes; specified exemptions apply**

Current published government fees

**$50 application + $5 license ID; $44 exam when required; $49.50 fingerprints plus applicable county tax; $60 resident appointment where applicable**Fees are nonrefundable and can change. Confirm the amount displayed by DFS and its vendors before paying.

Appointment and authority

**An appointment is required for validity; the license expires after 48 months without an appointment.**

### Renewal and maintenance

Complete 24 CE hours biennially by the end of the birth month: the current DFS chart assigns the 4-hour 5-220 Law and Ethics update plus 20 elective hours. Monitor MyProfile. The license requires an appointment and expires after 48 months without one.

### Before you apply

This is not a general commercial-lines license, and DFS lists licenses that cannot be held with 20-44. Confirm that the personal, noncommercial scope fits the work and verify current fees before applying.

Educational provider information

## Educational provider information

We are accredited in multiple states by government departments, certification boards, and specialized commissions, enabling us to provide you with certified continuing education tailored to your needs.

![Florida Department of Finances](/img/icons/loading.webp "Florida Department of Finances")

Florida Department of Finances

EducUp is accredited by the Florida Department of Finances. Identifier: 373990.

[CE Transcript](https://dice.fldfs.com/public/pb_index.aspx "EducUp")

## Prepare with EducUp

Online training focused on personal lines for you to start selling auto and home insurance in Florida.

### Focus on Personal Lines

Master auto, home, and personal liability for individuals and families.

### 100% Online & Flexible

Study at your own pace from anywhere without fixed schedules.

### Exam Prep

Modules designed so you are ready for the 20-44 state exam.

### Completion Certificate

Receive your official proof upon finishing for your license process.

### High Market Demand

Florida has one of the highest demands for auto and home insurance in the country.

Licensing Steps

## How to Obtain the Florida FL 20-44 Personal Lines agent License

Follow these five essential steps to complete your pre-licensing requirements and earn your official license.

01

### Complete the 60-Hour Pre-Licensing Course

Finish the state-approved online course at your own pace and earn your official completion certificate.

02

### Apply Through Florida Department of Financial Services

Submit your official license application through the state licensing portal.

03

### Submit Fingerprints

Complete electronic fingerprinting for state and federal background check clearance.

04

### Schedule & Pass the State Exam

Schedule your exam through Pearson VUE or state provider and pass the licensing test.

05

### Obtain Required Insurer Appointment

Get appointed by an authorized insurance carrier or agency to activate your active license status.

Next Steps

## What Happens After Course Completion

EducUp streamlines your transition from student to licensed professional with instant records and automated reporting.

### Instant Certificate Download

Download your official certificate of completion immediately upon finishing your final module.

### Automated State Reporting

EducUp automatically submits your completion records directly to state licensing databases within 1–2 business days.

### State Exam Readiness

Use your course materials and practice questions to schedule and pass your official state exam with confidence.

EducUp reports completion under the applicable authority’s rules. The course certificate does not replace the application, fingerprints, examination, appointment, or other applicable regulatory steps.

## Frequently asked questions

* * *

-   Is the Florida state examination required?
    
-   What continuing education applies?
    
-   Does issuance alone authorize me to transact insurance?
    

-   Is the Florida state examination required?
    
-   What continuing education applies?
    
-   Does issuance alone authorize me to transact insurance?
    

Ready to start?

## Ready to sell personal insurance in Florida?

Enroll today in the 20-44 pre-license course and start your career in auto and home insurance in Florida.

Enroll now [Create free EducUp account](https://app.educup.io)

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