# EducUp — /en/fl-214

URL: https://www.educup.com/en/fl-214

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---

Florida 2-14 Life Agent 30-Hour Course Online | EducUp

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Florida pre-license insurance

# Florida 214 Life agent Pre-Licensing Course

Complete EducUp's online, self-paced Florida 2-14 Life Agent pre-licensing course and learn about life insurance, financial protection, and retirement planning, with clear certification and next-step information.

[Read the complete regulatory guide](/en/florida-resident-life-agent-license)

Start your course View requirements

~$33/hr

Avg. rate

6%+

Job growth

30h

Training

High

FL demand

EducUp · Accredited catalogMain Course Details

Verified course facts

30-Hour Course

**30h** Online / Self-Paced

$149.99

Florida Department of Financial Services Approval

Provider #373990

State Approved Course: 132167

Lifetime Access

Certificate After Completion

Completion Reporting Required

English

Online / Self-Paced

Overview

## The License

Focused specifically on life insurance and annuities, this license is a strong fit for professionals who want to specialize in wealth protection and traditional insurance products.

01

### Life Planning

Advise clients on family protection plans, final expense coverage, and related needs.

02

### Secure Retirement

Help clients protect their savings with fixed and variable annuities.

03

### Career Growth

Build a clear path in the financial sector with strong demand for qualified professionals.

Course

## Available Life and Annuities Course

This is the current 2-14 pre-license course in Florida available through EducUp.

FL Life and Annuity Agent 214 Pre-License Course

Course packs

![FL 214 Life Pre-License](/img/icons/loading-bgcourse.webp "FL 214 Life Pre-License")

30 hours

2 courses

FL 214 Life Pre-License

[

Buy now

$199.99



](/en/courses/bundles/FL-214-Life-Pre-License?frequency=Once&state=Florida)

[

30 hours

FL Life and Annuity Agent 214 Pre-License Course

Get ready to obtain your FL Life and Annuity Agent 214 License

5.0

(3)

$149.99

](/en/courses/details/FL-Life-and-Annuity-Agent-214-Pre-License-Course?state=Florida)

Continuing education

## Florida 214 Continuing Education Courses

Keep your 214 license current with online, self-paced continuing education courses aligned with Florida requirements.

**Requirements to verify**

Most Florida insurance licenses require a law and ethics update plus elective hours. Check the exact hours, cycle and duplicate-course rules with Florida DFS.

[View official requirements](https://www.myfloridacfo.com/division/agents/licensing/agents-and-adjusters/continuing-education)

CE bundles

### Continuing education bundles

2 available

![Florida 214 Life CE](/img/icons/loading-bgcourse.webp "Florida 214 Life CE")

24 hours

5 courses

Florida 214 Life CE

[

Buy now

$49.99



](/en/courses/bundles/Florida-214-Life-CE?frequency=Once&state=Florida)

![Florida 214 Life (20 hrs) CE](/img/icons/loading-bgcourse.webp "Florida 214 Life (20 hrs) CE")

20 hours

3 courses

Florida 214 Life (20 hrs) CE

[

Buy now

$49.99



](/en/courses/bundles/Florida-214-Life-\(20-hrs\)-CE?frequency=Once&state=Florida)

CE catalog

### Individual continuing education courses

8 available

[

12 hours

Principles of Wealth Management

Intro to Principles of Wealth Management

4.7

(762)

$14.99

](/en/courses/details/Principles-of-Wealth-Management?state=Florida)

[

4 hours

2025-2026 Law and Ethics Update: 214

2025-2026 Law & Ethics Update for 214 License: Life & Variable Annuities.

4.9

(298)

$14.99

](/en/courses/details/2025-2026-Law-and-Ethics-Update:-214?state=Florida)

[

4 hours

2025-2026 Law and Ethics Update: 215

4-Hour Law and Ethics Update for 215 License

4.9

(1.3K)

$14.99

](/en/courses/details/2025-2026-Law-and-Ethics-Update:-215?state=Florida)

[

4 hours

2025-2026 Law and Ethics Update: Health (240)

Law and Ethics for Florida Health License (240)

5.0

(134)

$14.99

](/en/courses/details/2025-2026-Law-and-Ethics-Update:-Health-\(240\)?state=Florida)

[

2 hours

Critical Illness Insurance

Understand critical illness insurance benefits, underwriting, and claims process

4.7

(557)

$14.99

](/en/courses/details/Critical-Illness-Insurance?state=Florida)

[

4 hours

Insurance Fraud in Florida

Insurance Fraud: Detect, Prevent, and Report Fraud in Florida Compliance

4.9

(832)

$14.99

](/en/courses/details/Insurance-Fraud-in-Florida?state=Florida)

[

4 hours

4-Hour Annuity Suitability and Best Interest Standards

Master selling annuity products under the NAIC's 2020 "Suitability in Annuities Transactions" model regulation

New course!

$19.99

](/en/courses/details/4-Hour-Annuity-Suitability-and-Best-Interest-Standards?state=Florida)

[

2 hours

401k Plans: Mastering Your Path to Retirement

Unlock the Power of Your 401(k) for a Secure Future

5.0

(488)

$14.99

](/en/courses/details/401k-Plans:-Mastering-Your-Path-to-Retirement?state=Florida)

Inside the course

## Course curriculum and features

Review the published modules for this offer and the tools available to study at your own pace.

### Course curriculum

1.  01
    
    Types of Policies and Features
    
2.  02
    
    Policy Riders, Provisions, Options, and Exclusions
    
3.  03
    
    Completing the Application, Underwriting, and Delivering the Policies
    
4.  04
    
    Retirement and Insurance Concepts
    
5.  05
    
    Florida Statutes, Rules, and Regulations Pertinent to Life and Annuity Insurance, Including Variable Products
    
6.  06
    
    Florida Statutes, Rules, and Regulations Common to All Lines
    

### Course features

-   Online, self-paced access
-   Lifetime Access
-   Completion Reporting Required
-   Certificate after requirements are met
-   English

## Requirements for the License

Florida requires a specific process to obtain the Life and Annuities license.

Requirements 1

### Pre-License Course

Complete an approved pre-license course for life insurance and annuities.

Requirements 2

### State Exam

Pass the Florida DFS 2-14 licensing exam.

Requirements 3

### Fingerprinting

Complete the required criminal background screening.

Requirements 4

### DFS Application

Submit your license application through the DFS MyProfile portal.

Official requirements

## Credential requirements and process

Official Florida requirements for the 2-14 Resident Life Agent license, including qualification, examination, fingerprints, appointment, and continuing education.

Last reviewed: Jul 30, 2026

Official sources[Florida Department of Financial Services](https://myfloridacfo.com/docs-sf/insurance-agents-and-agency-services-libraries/agents-docs/licensure/agents-adjusters/2-14-resident-life-agent-license.pdf?sfvrsn=9a2d6f9e_7)[Florida Department of Financial Services](https://www.myfloridacfo.com/division/agents/licensing/agents-and-adjusters/continuing-education)[Florida Department of Financial Services](https://www.myfloridacfo.com/division/agents/licensing/agents-and-adjusters/fingerprinting-information)[Florida Department of Financial Services](https://www.myfloridacfo.com/division/agents/licensing/agents-and-adjusters/fees)

[Read the complete guide](/en/florida-resident-life-agent-license)

### Overview

The 2-14 license covers representing an insurer for life insurance, annuities, and variable contracts. The license must be appointed to be valid.

### Steps to obtain it

1.  1
    
    #### Confirm personal eligibility
    
    Be at least 18, be a Florida resident, be a U.S. citizen or legal alien with work authorization, and not hold a resident license in another state.
    
2.  2
    
    #### Complete a qualifying route
    
    The standard route is a DFS-approved 30-hour life and variable-contracts prelicensing course completed within four years before applying. DFS also lists designation, college-credit, and qualifying license-transfer routes; some waive the examination.
    
3.  3
    
    #### Apply and submit fingerprints
    
    Complete the online application and fees, provide proof of the qualifying prerequisite, and submit fingerprints through the DFS-approved vendor. DFS does not accept fingerprint results from other vendors or states.
    
4.  4
    
    #### Complete testing and monitor MyProfile
    
    After DFS authorizes testing in MyProfile, schedule and pass the state examination unless the qualification route expressly grants an exemption. A passing result must reach DFS before licensure.
    

### Key requirements

Standard qualifying route

**30-hour approved course within 4 years**

State examination

**Required for the standard course route; specified exemptions apply**

Current published government fees

**$50 application + $5 license ID; $44 exam when required; $49.50 fingerprints plus applicable county tax; $60 resident appointment where applicable**Fees are nonrefundable and can change. Confirm the amount displayed by DFS and its vendors before paying.

Appointment and authority

**An appointment is required for the license to be valid; it expires after 48 months without one.**

### Renewal and maintenance

Complete 24 CE hours biennially by the end of the birth month: the current DFS chart assigns the 4-hour 5-214 Law and Ethics update plus 20 elective hours. Track the generated requirement in MyProfile. The license expires after 48 months without an appointment.

### Before you apply

Do not assume every alternate credential waives both education and testing. Match your exact route to the latest DFS 2-14 qualification sheet, and verify current fees before payment.

Educational provider information

## Educational provider information

We are accredited in multiple states by government departments, certification boards, and specialized commissions, enabling us to provide you with certified continuing education tailored to your needs.

![Florida Department of Finances](/img/icons/loading.webp "Florida Department of Finances")

Florida Department of Finances

EducUp is accredited by the Florida Department of Finances. Identifier: 373990.

[CE Transcript](https://dice.fldfs.com/public/pb_index.aspx "EducUp")

## Prepare with EducUp

Specialized online training in life insurance and annuities so you can move forward in your financial services career.

### Life and Annuities Focus

Study products centered on asset protection and retirement planning.

### 100% Online & Flexible

Study at your own pace from any device.

### Structured Modules

Follow a clear learning sequence without piecing materials together yourself.

### Completion Certificate

Receive your proof of completion for your license process.

### Fast Enrollment

Get started quickly without a complicated setup.

Licensing Steps

## How to Obtain the Florida 214 Life agent License

Follow these five essential steps to complete your pre-licensing requirements and earn your official license.

01

### Complete the 30-Hour Pre-Licensing Course

Finish the state-approved online course at your own pace and earn your official completion certificate.

02

### Apply Through Florida Department of Financial Services

Submit your official license application through the state licensing portal.

03

### Submit Fingerprints

Complete electronic fingerprinting for state and federal background check clearance.

04

### Schedule & Pass the State Exam

Schedule your exam through Pearson VUE or state provider and pass the licensing test.

05

### Obtain Required Insurer Appointment

Get appointed by an authorized insurance carrier or agency to activate your active license status.

Next Steps

## What Happens After Course Completion

EducUp streamlines your transition from student to licensed professional with instant records and automated reporting.

### Instant Certificate Download

Download your official certificate of completion immediately upon finishing your final module.

### Automated State Reporting

EducUp automatically submits your completion records directly to state licensing databases within 1–2 business days.

### State Exam Readiness

Use your course materials and practice questions to schedule and pass your official state exam with confidence.

EducUp reports completion under the applicable authority’s rules. The course certificate does not replace the application, fingerprints, examination, appointment, or other applicable regulatory steps.

## Frequently asked questions

* * *

-   Is the Florida state examination required?
    
-   What continuing education applies?
    
-   Does issuance alone authorize me to transact insurance?
    

-   Is the Florida state examination required?
    
-   What continuing education applies?
    
-   Does issuance alone authorize me to transact insurance?
    

Ready to start?

## Ready to specialize in Life and Annuities?

Enroll today in the 2-14 pre-license course and begin building your career in Florida's financial services market.

Enroll now [Create free EducUp account](https://app.educup.io)

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