# EducUp — /en/fl-240

URL: https://www.educup.com/en/fl-240

---

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EducUp is an accredited online education platform offering pre-licensing courses, continuing
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---

Florida 2-40 Health Agent 40-Hour Course Online | EducUp

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Florida pre-license insurance

# Florida 240 Health agent Pre-Licensing Course

Complete EducUp's online, self-paced Florida 2-40 Health Agent pre-licensing course and learn about health insurance, ACA plans, Medicare-related coverage, and supplemental products as you prepare for the Florida licensing process.

[Read the complete regulatory guide](/en/florida-resident-health-agent-license)

Start your course View requirements

~$33/hr

Avg. rate

7%+

Job growth

40h

Training

High

FL demand

EducUp · Accredited catalogMain Course Details

Verified course facts

40-Hour Course

**40h** Online / Self-Paced

$149.99

Florida Department of Financial Services Approval

Provider #373990

State Approved Course: 131522

Lifetime Access

Certificate After Completion

Completion Reporting Required

English

Online / Self-Paced

Overview

## Why It Matters

Specializing only in health insurance allows you to become a deep expert in ACA plans, private medical coverage, and supplemental health products.

01

### ACA Expertise

Master the individual and family health market in Florida.

02

### Essential Service

Health is a top priority, which makes your role important for the community.

03

### Clear Sales Cycles

Use open enrollment periods to maximize your earnings.

Course

## Available Health Insurance Course

This is the current 2-40 pre-license course in Florida available through EducUp.

FL Health Agent 240 Pre-License Course

Course packs

![FL 240 Health Pre-License Course](/img/icons/loading-bgcourse.webp "FL 240 Health Pre-License Course")

40 hours

2 courses

FL 240 Health Pre-License Course

[

Buy now

$199.99



](/en/courses/bundles/FL-240-Health-Pre-License-Course?frequency=Once&state=Florida)

[

40 hours

Florida's Health 240 Pre-License Course

Get your Florida's 240 pre-license

5.0

(32)

$149.99

](/en/courses/details/Florida's-Health-240-Pre-License-Course?state=Florida)

Continuing education

## Florida 240 Continuing Education Courses

Keep your 240 license current with online, self-paced continuing education courses aligned with Florida requirements.

**Requirements to verify**

Most Florida insurance licenses require a law and ethics update plus elective hours. Check the exact hours, cycle and duplicate-course rules with Florida DFS.

[View official requirements](https://www.myfloridacfo.com/division/agents/licensing/agents-and-adjusters/continuing-education)

CE bundles

### Continuing education bundles

2 available

![Florida 240 Health Only CE](/img/icons/loading-bgcourse.webp "Florida 240 Health Only CE")

24 hours

6 courses

Florida 240 Health Only CE

[

Buy now

$49.99



](/en/courses/bundles/Florida-240-Health-Only-CE?frequency=Once&state=Florida)

![Florida 240 Health (20 hrs) CE](/img/icons/loading-bgcourse.webp "Florida 240 Health (20 hrs) CE")

20 hours

5 courses

Florida 240 Health (20 hrs) CE

[

Buy now

$49.99



](/en/courses/bundles/Florida-240-Health-\(20-hrs\)-CE?frequency=Once&state=Florida)

CE catalog

### Individual continuing education courses

8 available

[

3 hours

Health Savings Accounts (HSA)

Explore health savings accounts, tax benefits, eligibility and qualified expenses

4.7

(889)

$14.99

](/en/courses/details/Health-Savings-Accounts-\(HSA\)?state=Florida)

[

7 hours

Health and Accident Insurance

Learn health and accident insurance types, coverage, underwriting, and claims.

4.9

(736)

$14.99

](/en/courses/details/Health-and-Accident-Insurance?state=Florida)

[

4 hours

2025-2026 Law and Ethics Update: 214

2025-2026 Law & Ethics Update for 214 License: Life & Variable Annuities.

4.9

(298)

$14.99

](/en/courses/details/2025-2026-Law-and-Ethics-Update:-214?state=Florida)

[

4 hours

2025-2026 Law and Ethics Update: 215

4-Hour Law and Ethics Update for 215 License

4.9

(1.3K)

$14.99

](/en/courses/details/2025-2026-Law-and-Ethics-Update:-215?state=Florida)

[

4 hours

2025-2026 Law and Ethics Update: Health (240)

Law and Ethics for Florida Health License (240)

5.0

(134)

$14.99

](/en/courses/details/2025-2026-Law-and-Ethics-Update:-Health-\(240\)?state=Florida)

[

2 hours

Critical Illness Insurance

Understand critical illness insurance benefits, underwriting, and claims process

4.7

(557)

$14.99

](/en/courses/details/Critical-Illness-Insurance?state=Florida)

[

4 hours

Disability Income Insurance

Learn disability income insurance benefits, policy types, and claims process.

5.0

(922)

$14.99

](/en/courses/details/Disability-Income-Insurance?state=Florida)

[

4 hours

Insurance Fraud in Florida

Insurance Fraud: Detect, Prevent, and Report Fraud in Florida Compliance

4.9

(832)

$14.99

](/en/courses/details/Insurance-Fraud-in-Florida?state=Florida)

Inside the course

## Course curriculum and features

Review the published modules for this offer and the tools available to study at your own pace.

### Course curriculum

1.  01
    
    Types of Policies
    
2.  02
    
    Policy Provisions, Clauses, and Riders
    
3.  03
    
    Social Insurance
    
4.  04
    
    Other Insurance Concepts
    
5.  05
    
    Field Underwriting Procedures
    
6.  06
    
    Common to All Lines
    
7.  07
    
    Pertinent to Health Insurance
    

### Course features

-   Online, self-paced access
-   Lifetime Access
-   Completion Reporting Required
-   Certificate after requirements are met
-   English

## Requirements for the License

Florida has a defined process for obtaining the health-only agent license.

Requirements 1

### Pre-License Course

Complete an approved pre-license course focused on health insurance.

Requirements 2

### State Exam

Pass the Florida DFS 2-40 licensing exam.

Requirements 3

### Fingerprinting

Complete the required criminal background screening.

Requirements 4

### DFS Application

Submit your application through the Department of Financial Services MyProfile portal.

Official requirements

## Credential requirements and process

Official Florida requirements for the 2-40 Resident Health Agent license, including qualification, examination, fingerprints, appointment, and continuing education.

Last reviewed: Jul 30, 2026

Official sources[Florida Department of Financial Services](https://www.myfloridacfo.com/docs-sf/insurance-agents-and-agency-services-libraries/agents-docs/licensure/agents-adjusters/2-40-resident-health-agent-license.pdf)[Florida Department of Financial Services](https://www.myfloridacfo.com/division/agents/licensing/agents-and-adjusters/continuing-education)[Florida Department of Financial Services](https://www.myfloridacfo.com/division/agents/licensing/agents-and-adjusters/fingerprinting-information)[Florida Department of Financial Services](https://www.myfloridacfo.com/division/agents/licensing/agents-and-adjusters/fees)

[Read the complete guide](/en/florida-resident-health-agent-license)

### Overview

The 2-40 license authorizes an appointed health agent to solicit, negotiate, and effectuate health-insurance contracts and represent a health maintenance organization.

### Steps to obtain it

1.  1
    
    #### Confirm personal eligibility
    
    Be at least 18, be a Florida resident, be a U.S. citizen or legal alien with work authorization, and not hold a resident license in another state.
    
2.  2
    
    #### Complete a qualifying route
    
    The standard route is a DFS-approved 40-hour health prelicensing course completed within four years. DFS also lists approved designations, qualifying college credit, and transfer or reciprocity routes, with route-specific exam exemptions.
    
3.  3
    
    #### Apply and submit fingerprints
    
    Complete the online application and fees, provide proof of the qualifying prerequisite, and submit fingerprints through the DFS-approved vendor. DFS does not accept fingerprint results from other vendors or states.
    
4.  4
    
    #### Complete testing and monitor MyProfile
    
    After DFS posts authorization in MyProfile, schedule and pass the state exam unless the selected qualification route is expressly exempt. DFS must receive the passing result before licensure.
    

### Key requirements

Standard qualifying route

**40-hour approved health course within 4 years**

State examination

**Required for the standard course and designation routes; specified exemptions apply**

Current published government fees

**$50 application + $5 license ID; $44 exam when required; $49.50 fingerprints plus applicable county tax; $60 resident appointment where applicable**Fees are nonrefundable and can change. Confirm the amount displayed by DFS and its vendors before paying.

Appointment and authority

**An appointment is required for the license to be valid.**

### Renewal and maintenance

Complete 24 CE hours biennially by the end of the birth month. DFS currently assigns the 4-hour 5-240 Law and Ethics update plus 20 elective hours. Monitor the generated requirement in MyProfile. The license requires an appointment to be valid.

### Before you apply

An approved designation generally replaces the prelicensing course but does not automatically waive the exam; only the routes marked exempt by DFS do so. Confirm your exact route and current fees before applying.

Educational provider information

## Educational provider information

We are accredited in multiple states by government departments, certification boards, and specialized commissions, enabling us to provide you with certified continuing education tailored to your needs.

![Florida Department of Finances](/img/icons/loading.webp "Florida Department of Finances")

Florida Department of Finances

EducUp is accredited by the Florida Department of Finances. Identifier: 373990.

[CE Transcript](https://dice.fldfs.com/public/pb_index.aspx "EducUp")

## Specialize in Health with EducUp

Online training focused on Florida's health insurance market so you can become a strong specialist.

### ACA and Medicare Focus

Master the health plans Florida families need most.

### 100% Online & Self-Paced

Study from anywhere without being tied to class schedules.

### Updated Content

Train with material aligned to current Florida health insurance regulations.

### Completion Certificate

Receive your official proof when you finish for your license process.

### Competitive Price

Access professional training without excessive costs.

Licensing Steps

## How to Obtain the Florida 240 Health agent License

Follow these five essential steps to complete your pre-licensing requirements and earn your official license.

01

### Complete the 40-Hour Pre-Licensing Course

Finish the state-approved online course at your own pace and earn your official completion certificate.

02

### Apply Through Florida Department of Financial Services

Submit your official license application through the state licensing portal.

03

### Submit Fingerprints

Complete electronic fingerprinting for state and federal background check clearance.

04

### Schedule & Pass the State Exam

Schedule your exam through Pearson VUE or state provider and pass the licensing test.

05

### Obtain Required Insurer Appointment

Get appointed by an authorized insurance carrier or agency to activate your active license status.

Next Steps

## What Happens After Course Completion

EducUp streamlines your transition from student to licensed professional with instant records and automated reporting.

### Instant Certificate Download

Download your official certificate of completion immediately upon finishing your final module.

### Automated State Reporting

EducUp automatically submits your completion records directly to state licensing databases within 1–2 business days.

### State Exam Readiness

Use your course materials and practice questions to schedule and pass your official state exam with confidence.

EducUp reports completion under the applicable authority’s rules. The course certificate does not replace the application, fingerprints, examination, appointment, or other applicable regulatory steps.

## Frequently asked questions

* * *

-   Is the Florida state examination required?
    
-   What continuing education applies?
    
-   Does issuance alone authorize me to transact insurance?
    

-   Is the Florida state examination required?
    
-   What continuing education applies?
    
-   Does issuance alone authorize me to transact insurance?
    

Ready to start?

## Ready to specialize in health insurance?

Enroll today in the 2-40 pre-license course and help Florida families get the coverage they need.

Enroll now [Create free EducUp account](https://app.educup.io)

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