# EducUp — /en/florida-resident-health-and-life-agent-license

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Florida Resident Health and Life Agent License | EducUp

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State professional guide

# Florida Resident Health and Life Agent License

Official Florida requirements for the 2-15 Resident Health and Life Agent license, including qualification, examination, fingerprints, appointment, and continuing education.

[Explore programs](#available-programs) [See requirements](#requirements)

Your professional stage

[**Get licensed**Pre-licensing and preparation](/en/pre-licensing-for-insurance-in-florida)[**Renew a license**Continuing education](/en/continuing-education-for-insurance-in-florida)

Accredited programs

## What you need to know

Official Florida requirements for the 2-15 Resident Health and Life Agent license, including qualification, examination, fingerprints, appointment, and continuing education.

Last reviewed July 30, 2026

### Overview

The 2-15 license combines health insurance with life insurance, annuities, and variable contracts. It requires an appointment to be valid.

Evidence[Florida Department of Financial Services](https://www.myfloridacfo.com/docs-sf/insurance-agents-and-agency-services-libraries/agents-docs/licensure/agents-adjusters/2-15-resident-health-life-agent-license.pdf "2-15 Resident Health and Life Agent qualification sheet")

### Steps to obtain it

1.  01
    
    #### Confirm personal eligibility
    
    Be at least 18, be a Florida resident, be a U.S. citizen or legal alien with work authorization, and not hold a resident license in another state.
    
2.  02
    
    #### Complete a qualifying route
    
    The standard route is a DFS-approved 60-hour combined life-and-health course completed within four years. DFS also accepts certain combinations of life and health courses or designations, qualifying college credit, and license-transfer routes, with route-specific exam treatment.
    
3.  03
    
    #### Apply and submit fingerprints
    
    Complete the online application and fees, provide proof of the qualifying prerequisite, and submit fingerprints through the DFS-approved vendor. DFS does not accept fingerprint results from other vendors or states.
    
4.  04
    
    #### Complete testing and monitor MyProfile
    
    Follow the examination authorization posted in MyProfile and pass the state exam unless DFS identifies your route as exempt. DFS must receive the passing result before the applicant qualifies.
    

Evidence[Florida Department of Financial Services](https://www.myfloridacfo.com/docs-sf/insurance-agents-and-agency-services-libraries/agents-docs/licensure/agents-adjusters/2-15-resident-health-life-agent-license.pdf "2-15 Resident Health and Life Agent qualification sheet")[Florida Department of Financial Services](https://www.myfloridacfo.com/division/agents/licensing/agents-and-adjusters/fingerprinting-information "Fingerprinting information")[Florida Department of Financial Services](https://www.myfloridacfo.com/division/agents/licensing/agents-and-adjusters/fees "Fees and payment methods")

### Key requirements

Standard qualifying route

**60-hour approved combined course within 4 years**

State examination

**Required for the standard course route; specified exemptions apply**

Current published government fees

**$50 application + $5 license ID; $44 exam when required; $49.50 fingerprints plus applicable county tax; $60 resident appointment where applicable**Fees are nonrefundable and can change. Confirm the amount displayed by DFS and its vendors before paying.

Appointment and authority

**An appointment is required for the license to be valid; it expires after 48 months without one.**

Evidence[Florida Department of Financial Services](https://www.myfloridacfo.com/docs-sf/insurance-agents-and-agency-services-libraries/agents-docs/licensure/agents-adjusters/2-15-resident-health-life-agent-license.pdf "2-15 Resident Health and Life Agent qualification sheet")[Florida Department of Financial Services](https://www.myfloridacfo.com/division/agents/licensing/agents-and-adjusters/fees "Fees and payment methods")[Florida Department of Financial Services](https://www.myfloridacfo.com/division/agents/licensing/agents-and-adjusters/fingerprinting-information "Fingerprinting information")

### Renewal and maintenance

Complete 24 CE hours biennially by the end of the birth month. DFS currently assigns the 4-hour 5-215 Law and Ethics update plus 20 elective hours. Monitor MyProfile for the generated requirement. The license expires after 48 months without an appointment.

Evidence[Florida Department of Financial Services](https://www.myfloridacfo.com/docs-sf/insurance-agents-and-agency-services-libraries/agents-docs/licensure/agents-adjusters/2-15-resident-health-life-agent-license.pdf "2-15 Resident Health and Life Agent qualification sheet")[Florida Department of Financial Services](https://www.myfloridacfo.com/division/agents/licensing/agents-and-adjusters/continuing-education "Continuing education requirements")

### Before you apply

Combined and split-course routes are not interchangeable in every case. Confirm that every component was completed within the stated four-year window and verify the exact exam disposition and fees with DFS.

Evidence[Florida Department of Financial Services](https://www.myfloridacfo.com/docs-sf/insurance-agents-and-agency-services-libraries/agents-docs/licensure/agents-adjusters/2-15-resident-health-life-agent-license.pdf "2-15 Resident Health and Life Agent qualification sheet")[Florida Department of Financial Services](https://www.myfloridacfo.com/division/agents/licensing/agents-and-adjusters/fees "Fees and payment methods")

Available in Florida

## Courses and programs

13 options

[

Package · Accredited programs

### Florida 215 & 218 Life & Health CE

24 credit hours

View package](/en/courses/bundles/Florida-215--218-Life--Health-CE?state=Florida)[

Package · Accredited programs

### Florida 215 Life & Health (20 hrs) CE

20 credit hours

View package](/en/courses/bundles/Florida-215-Life--Health-\(20-hrs\)-CE?state=Florida)[

Package · Accredited programs

### FL 215 Health and Life Pre-License

60 credit hours

View package](/en/courses/bundles/FL-215-Health-and-Life-Pre-License?state=Florida)[

Course · Accredited programs

### Health Savings Accounts (HSA)

3 credit hours

View course](/en/courses/details/Health-Savings-Accounts-\(HSA\)?state=Florida)[

Course · Accredited programs

### Health and Accident Insurance

7 credit hours

View course](/en/courses/details/Health-and-Accident-Insurance?state=Florida)[

Course · Accredited programs

### 2025-2026 Law and Ethics Update: 214

4 credit hours

View course](/en/courses/details/2025-2026-Law-and-Ethics-Update:-214?state=Florida)[

Course · Accredited programs

### 2025-2026 Law and Ethics Update: 215

4 credit hours

View course](/en/courses/details/2025-2026-Law-and-Ethics-Update:-215?state=Florida)[

Course · Accredited programs

### 2025-2026 Law and Ethics Update: Health (240)

4 credit hours

View course](/en/courses/details/2025-2026-Law-and-Ethics-Update:-Health-\(240\)?state=Florida)

Show more (5 remaining)

Explore your path

## Related guides

[Licenses in Florida](/en/licenses-in-florida)[Insurance in Florida](/en/insurance-in-florida)

Straight answers

## Frequently asked questions

Is the Florida state examination required?

Required for the standard course route; specified exemptions apply

Evidence[Florida Department of Financial Services](https://www.myfloridacfo.com/docs-sf/insurance-agents-and-agency-services-libraries/agents-docs/licensure/agents-adjusters/2-15-resident-health-life-agent-license.pdf "2-15 Resident Health and Life Agent qualification sheet")[Florida Department of Financial Services](https://www.myfloridacfo.com/division/agents/licensing/agents-and-adjusters/continuing-education "Continuing education requirements")

What continuing education applies?

24 hours biennially: 4-hour 5-215 update + 20 electives

Evidence[Florida Department of Financial Services](https://www.myfloridacfo.com/docs-sf/insurance-agents-and-agency-services-libraries/agents-docs/licensure/agents-adjusters/2-15-resident-health-life-agent-license.pdf "2-15 Resident Health and Life Agent qualification sheet")[Florida Department of Financial Services](https://www.myfloridacfo.com/division/agents/licensing/agents-and-adjusters/continuing-education "Continuing education requirements")

Does issuance alone authorize me to transact insurance?

An appointment is required for the license to be valid; it expires after 48 months without one.

Evidence[Florida Department of Financial Services](https://www.myfloridacfo.com/docs-sf/insurance-agents-and-agency-services-libraries/agents-docs/licensure/agents-adjusters/2-15-resident-health-life-agent-license.pdf "2-15 Resident Health and Life Agent qualification sheet")[Florida Department of Financial Services](https://www.myfloridacfo.com/division/agents/licensing/agents-and-adjusters/continuing-education "Continuing education requirements")

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