# EducUp — /en/florida-resident-life-agent-license

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Florida Resident Life Agent License | EducUp

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State professional guide

# Florida Resident Life Agent License

Official Florida requirements for the 2-14 Resident Life Agent license, including qualification, examination, fingerprints, appointment, and continuing education.

[Explore programs](#available-programs) [See requirements](#requirements)

Your professional stage

[**Get licensed**Pre-licensing and preparation](/en/pre-licensing-for-insurance-in-florida)[**Renew a license**Continuing education](/en/continuing-education-for-insurance-in-florida)

Accredited programs

## What you need to know

Official Florida requirements for the 2-14 Resident Life Agent license, including qualification, examination, fingerprints, appointment, and continuing education.

Last reviewed July 30, 2026

### Overview

The 2-14 license covers representing an insurer for life insurance, annuities, and variable contracts. The license must be appointed to be valid.

Evidence[Florida Department of Financial Services](https://myfloridacfo.com/docs-sf/insurance-agents-and-agency-services-libraries/agents-docs/licensure/agents-adjusters/2-14-resident-life-agent-license.pdf?sfvrsn=9a2d6f9e_7 "2-14 Resident Life Agent qualification sheet")

### Steps to obtain it

1.  01
    
    #### Confirm personal eligibility
    
    Be at least 18, be a Florida resident, be a U.S. citizen or legal alien with work authorization, and not hold a resident license in another state.
    
2.  02
    
    #### Complete a qualifying route
    
    The standard route is a DFS-approved 30-hour life and variable-contracts prelicensing course completed within four years before applying. DFS also lists designation, college-credit, and qualifying license-transfer routes; some waive the examination.
    
3.  03
    
    #### Apply and submit fingerprints
    
    Complete the online application and fees, provide proof of the qualifying prerequisite, and submit fingerprints through the DFS-approved vendor. DFS does not accept fingerprint results from other vendors or states.
    
4.  04
    
    #### Complete testing and monitor MyProfile
    
    After DFS authorizes testing in MyProfile, schedule and pass the state examination unless the qualification route expressly grants an exemption. A passing result must reach DFS before licensure.
    

Evidence[Florida Department of Financial Services](https://myfloridacfo.com/docs-sf/insurance-agents-and-agency-services-libraries/agents-docs/licensure/agents-adjusters/2-14-resident-life-agent-license.pdf?sfvrsn=9a2d6f9e_7 "2-14 Resident Life Agent qualification sheet")[Florida Department of Financial Services](https://www.myfloridacfo.com/division/agents/licensing/agents-and-adjusters/fingerprinting-information "Fingerprinting information")[Florida Department of Financial Services](https://www.myfloridacfo.com/division/agents/licensing/agents-and-adjusters/fees "Fees and payment methods")

### Key requirements

Standard qualifying route

**30-hour approved course within 4 years**

State examination

**Required for the standard course route; specified exemptions apply**

Current published government fees

**$50 application + $5 license ID; $44 exam when required; $49.50 fingerprints plus applicable county tax; $60 resident appointment where applicable**Fees are nonrefundable and can change. Confirm the amount displayed by DFS and its vendors before paying.

Appointment and authority

**An appointment is required for the license to be valid; it expires after 48 months without one.**

Evidence[Florida Department of Financial Services](https://myfloridacfo.com/docs-sf/insurance-agents-and-agency-services-libraries/agents-docs/licensure/agents-adjusters/2-14-resident-life-agent-license.pdf?sfvrsn=9a2d6f9e_7 "2-14 Resident Life Agent qualification sheet")[Florida Department of Financial Services](https://www.myfloridacfo.com/division/agents/licensing/agents-and-adjusters/fees "Fees and payment methods")[Florida Department of Financial Services](https://www.myfloridacfo.com/division/agents/licensing/agents-and-adjusters/fingerprinting-information "Fingerprinting information")

### Renewal and maintenance

Complete 24 CE hours biennially by the end of the birth month: the current DFS chart assigns the 4-hour 5-214 Law and Ethics update plus 20 elective hours. Track the generated requirement in MyProfile. The license expires after 48 months without an appointment.

Evidence[Florida Department of Financial Services](https://myfloridacfo.com/docs-sf/insurance-agents-and-agency-services-libraries/agents-docs/licensure/agents-adjusters/2-14-resident-life-agent-license.pdf?sfvrsn=9a2d6f9e_7 "2-14 Resident Life Agent qualification sheet")[Florida Department of Financial Services](https://www.myfloridacfo.com/division/agents/licensing/agents-and-adjusters/continuing-education "Continuing education requirements")

### Before you apply

Do not assume every alternate credential waives both education and testing. Match your exact route to the latest DFS 2-14 qualification sheet, and verify current fees before payment.

Evidence[Florida Department of Financial Services](https://myfloridacfo.com/docs-sf/insurance-agents-and-agency-services-libraries/agents-docs/licensure/agents-adjusters/2-14-resident-life-agent-license.pdf?sfvrsn=9a2d6f9e_7 "2-14 Resident Life Agent qualification sheet")[Florida Department of Financial Services](https://www.myfloridacfo.com/division/agents/licensing/agents-and-adjusters/fees "Fees and payment methods")

Available in Florida

## Courses and programs

12 options

[

Package · Accredited programs

### Florida 214 Life CE

24 credit hours

View package](/en/courses/bundles/Florida-214-Life-CE?state=Florida)[

Package · Accredited programs

### Florida 214 Life (20 hrs) CE

20 credit hours

View package](/en/courses/bundles/Florida-214-Life-\(20-hrs\)-CE?state=Florida)[

Package · Accredited programs

### FL 214 Life Pre-License

30 credit hours

View package](/en/courses/bundles/FL-214-Life-Pre-License?state=Florida)[

Course · Accredited programs

### Principles of Wealth Management

12 credit hours

View course](/en/courses/details/Principles-of-Wealth-Management?state=Florida)[

Course · Accredited programs

### 2025-2026 Law and Ethics Update: 214

4 credit hours

View course](/en/courses/details/2025-2026-Law-and-Ethics-Update:-214?state=Florida)[

Course · Accredited programs

### 2025-2026 Law and Ethics Update: 215

4 credit hours

View course](/en/courses/details/2025-2026-Law-and-Ethics-Update:-215?state=Florida)[

Course · Accredited programs

### 2025-2026 Law and Ethics Update: Health (240)

4 credit hours

View course](/en/courses/details/2025-2026-Law-and-Ethics-Update:-Health-\(240\)?state=Florida)[

Course · Accredited programs

### Critical Illness Insurance

2 credit hours

View course](/en/courses/details/Critical-Illness-Insurance?state=Florida)

Show more (4 remaining)

Explore your path

## Related guides

[Licenses in Florida](/en/licenses-in-florida)[Insurance in Florida](/en/insurance-in-florida)

Straight answers

## Frequently asked questions

Is the Florida state examination required?

Required for the standard course route; specified exemptions apply

Evidence[Florida Department of Financial Services](https://myfloridacfo.com/docs-sf/insurance-agents-and-agency-services-libraries/agents-docs/licensure/agents-adjusters/2-14-resident-life-agent-license.pdf?sfvrsn=9a2d6f9e_7 "2-14 Resident Life Agent qualification sheet")[Florida Department of Financial Services](https://www.myfloridacfo.com/division/agents/licensing/agents-and-adjusters/continuing-education "Continuing education requirements")

What continuing education applies?

24 hours biennially: 4-hour 5-214 update + 20 electives

Evidence[Florida Department of Financial Services](https://myfloridacfo.com/docs-sf/insurance-agents-and-agency-services-libraries/agents-docs/licensure/agents-adjusters/2-14-resident-life-agent-license.pdf?sfvrsn=9a2d6f9e_7 "2-14 Resident Life Agent qualification sheet")[Florida Department of Financial Services](https://www.myfloridacfo.com/division/agents/licensing/agents-and-adjusters/continuing-education "Continuing education requirements")

Does issuance alone authorize me to transact insurance?

An appointment is required for the license to be valid; it expires after 48 months without one.

Evidence[Florida Department of Financial Services](https://myfloridacfo.com/docs-sf/insurance-agents-and-agency-services-libraries/agents-docs/licensure/agents-adjusters/2-14-resident-life-agent-license.pdf?sfvrsn=9a2d6f9e_7 "2-14 Resident Life Agent qualification sheet")[Florida Department of Financial Services](https://www.myfloridacfo.com/division/agents/licensing/agents-and-adjusters/continuing-education "Continuing education requirements")

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