# EducUp — /en/general-lines-life-accident-health-and-hmo-agent-license-in-texas

URL: https://www.educup.com/en/general-lines-life-accident-health-and-hmo-agent-license-in-texas

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 General Lines Life, Accident, Health and HMO agent in Texas | EducUp

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State professional guide

# General Lines Life, Accident, Health and HMO agent in Texas

Requirements, application, and renewal guidance for General Lines Life, Accident, Health and HMO agent in Texas.

Course length

12 hours

Format

Online and self-paced

Approval

Texas Department of Insurance

Provider

223898

Approval ID

143278

Price

$14.99

Access

Lifetime

Reporting

Required

Language

en-US

[Explore programs](#available-programs) [See requirements](#requirements)

Your professional stage

[**Get licensed**Pre-licensing and preparation](/en/pre-licensing-for-insurance-in-texas)[**Renew a license**Continuing education](/en/continuing-education-for-insurance-in-texas)

Accredited programs

## What you need to know

Requirements, application, and renewal guidance for General Lines Life, Accident, Health and HMO agent in Texas.

Last reviewed July 30, 2026

### Overview

Texas issues a General Lines license covering Life, Accident, Health, and HMO authority after the resident applicant completes the state process.

Evidence[Texas Department of Insurance](https://www.tdi.texas.gov/agent/general-life-apply.html "General lines - life, accident, health and HMO")

### Steps to obtain it

1.  01
    
    #### Prepare the applicable education
    
    The permanent resident application path does not list a mandatory prelicensing course. Exam preparation is optional unless using a distinct temporary-license route.
    
2.  02
    
    #### Pass the examination
    
    Pass the applicable Texas General Lines examination before filing; the passing result is valid for one year for application purposes.
    
3.  03
    
    #### Complete the application
    
    Begin in the TDI initial application and fingerprint portal, complete the required background check, then apply through Sircon or NIPR.
    

Evidence[Texas Department of Insurance](https://www.tdi.texas.gov/agent/general-life-apply.html "General lines - life, accident, health and HMO")

### Key requirements

Education

**The permanent resident application path does not list a mandatory prelicensing course. Exam preparation is optional unless using a distinct temporary-license route.**

Examination

**Pass the applicable Texas General Lines examination before filing; the passing result is valid for one year for application purposes.**

Verified fees

**The resident individual application fee is $50; examination, fingerprint, and transaction charges are separate.**

Evidence[Texas Department of Insurance](https://www.tdi.texas.gov/agent/general-life-apply.html "General lines - life, accident, health and HMO")

### Renewal and maintenance

Texas requires 24 CE hours, including 3 ethics hours, during each two-year renewal period for both General Lines P&C and General Lines LAH; at least half must be classroom or classroom-equivalent credit.

Evidence[Texas Department of Insurance](https://agate.tdi.texas.gov/agent/agcehome.html "Continuing education information for agents and adjusters")

### Verify before applying

Do not file before passing the examination: TDI warns that an early application requires a new application and another fee.

Evidence[Texas Department of Insurance](https://www.tdi.texas.gov/agent/general-life-apply.html "General lines - life, accident, health and HMO")

### Planning tip

Keep the fingerprint receipt and file within one year after passing so the examination does not expire for licensing.

Evidence[Texas Department of Insurance](https://www.tdi.texas.gov/agent/general-life-apply.html "General lines - life, accident, health and HMO")

Available in Texas

## Courses and programs

6 options

[

Package · Accredited programs

### Texas Health & Life Basics CE

Texas Department of Insurance

24 credit hours

From $49.99

View package](/en/courses/bundles/Texas-Health--Life-Basics-CE?state=Texas)[

Course · Accredited programs

### Ethics and the Trust Factor

Insurance · Texas Department of Insurance

3 credit hours

From $14.99

View course](/en/courses/details/Ethics-and-the-Trust-Factor?state=Texas)[

Course · Accredited programs

### Health Savings Accounts (HSA)

Insurance · Texas Department of Insurance

3 credit hours

From $14.99

View course](/en/courses/details/Health-Savings-Accounts-\(HSA\)?state=Texas)[

Course · Accredited programs

### Principles of Wealth Management

Insurance · Texas Department of Insurance

12 credit hours

From $14.99

View course](/en/courses/details/Principles-of-Wealth-Management?state=Texas)[

Course · Accredited programs

### Health and Accident Insurance

Insurance · Texas Department of Insurance

6 credit hours

From $14.99

View course](/en/courses/details/Health-and-Accident-Insurance?state=Texas)[

Course · Accredited programs

### Critical Illness Insurance

Insurance · Texas Department of Insurance

4 credit hours

From $14.99

View course](/en/courses/details/Critical-Illness-Insurance?state=Texas)

Explore your path

## Related guides

[Licenses in Texas](/en/licenses-in-texas)[Insurance in Texas](/en/insurance-in-texas)

Straight answers

## Frequently asked questions

Is prelicensing education mandatory?

The permanent resident application path does not list a mandatory prelicensing course. Exam preparation is optional unless using a distinct temporary-license route.

Evidence[Texas Department of Insurance](https://www.tdi.texas.gov/agent/general-life-apply.html "General lines - life, accident, health and HMO")[Texas Department of Insurance](https://agate.tdi.texas.gov/agent/agcehome.html "Continuing education information for agents and adjusters")

Does the license renew automatically?

Texas requires 24 CE hours, including 3 ethics hours, during each two-year renewal period for both General Lines P&C and General Lines LAH; at least half must be classroom or classroom-equivalent credit.

Evidence[Texas Department of Insurance](https://www.tdi.texas.gov/agent/general-life-apply.html "General lines - life, accident, health and HMO")[Texas Department of Insurance](https://agate.tdi.texas.gov/agent/agcehome.html "Continuing education information for agents and adjusters")

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